LIC HFL Apprentice Syllabus 2025: Subject‑wise Topics & Exam Pattern (100 MCQs, 60 Minutes)
Updated on December 30, 2025 • LIC HFL Apprentice 2025
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Preparing for the LIC HFL Apprentice 2025 entrance test? This page lays out the latest syllabus and exam pattern in one place. You’ll get a neat subject‑wise breakup for Basic Banking, Investment, Insurance, Quant, Reasoning, Digital/Computer Literacy and English—plus a quick pattern table and smart tips to plan your revision effectively.
As per the official notifications and leading exam resources, the test comprises 100 MCQs to be completed in 60 minutes, conducted online under remote proctoring. Use the syllabus below to create short-topic checklists and track weekly progress.
LIC HFL Apprentice Exam Pattern
| Mode | Online, remote‑proctored (smartphone with front camera) |
| Type | Objective (Multiple Choice Questions) |
| Total Questions | 100 |
| Duration | 60 minutes |
| Major Subjects | Basic Banking, Investment, Insurance, Quantitative Aptitude, Reasoning, Digital Literacy, Computer Literacy, English |
Exact marking rules will be as per the live test interface/official notice. Focus on speed + accuracy.
Subject‑wise Syllabus
1) Basic Banking
- Types of bank accounts, deposits, KYC basics, payments systems (UPI/IMPS/NEFT/RTGS)
- Functions of banks, RBI—roles & regulations, financial inclusion, priority sector
- Banking terms: NPA, CRR, SLR, PSL certificates, BC/BF model
2) Investment
- Financial instruments: equity, debt, mutual funds, ETFs, bonds
- Risk–return, compounding, SIP, asset allocation, tax‑saving schemes
- Primary vs secondary market basics; SEBI overview
3) Insurance
- Life vs general insurance; key policy terms (premium, sum assured, riders)
- Claim process, underwriting basics; IRDAI overview
- Micro‑insurance, bancassurance, social security schemes (PMJJBY/PMSBY)
4) Quantitative Aptitude
- Number series, simplification/approximation, BODMAS, surds/indices
- Arithmetic: percentage, ratio, proportion, average, time & work, SI/CI, profit & loss
- Data interpretation (tables, bar/line/pie), data sufficiency (basics)
5) Reasoning Ability
- Seating arrangements, puzzles (linear/circular/mixed), syllogism
- Inequalities, blood relations, direction sense, coding‑decoding, alphanumeric series
- Order & ranking, input‑output (basics)
6) Digital & Computer Literacy
- Computer fundamentals: hardware/software, OS, MS Office shortcuts
- Internet & email basics, cyber security hygiene, safe browsing
- Digital payments & fintech basics (UPI/AEPS/BBPS, two‑factor auth)
7) English Language
- Reading comprehension, cloze test, para jumbles, sentence improvement
- Error spotting, fill in the blanks, vocabulary (synonyms/antonyms)
- Grammar fundamentals: tenses, subject‑verb agreement, prepositions
Preparation Tips
- Create a weekly timetable mapping each subject to the weight seen in recent papers.
- Practice full‑length sectional quizzes in 20–25 min blocks to build speed.
- For remote proctoring, test your phone camera, stable internet, and a distraction‑free spot in advance.
FAQs
Q1. How many questions are asked in the LIC HFL Apprentice exam?
100 objective questions to be completed in 60 minutes.
Q2. What are the subjects?
Basic Banking, Investment, Insurance, Quant, Reasoning, Digital/Computer Literacy and English.
Q3. Is the test remote‑proctored?
Yes, as per the notification, the exam is conducted online under remote proctoring.